Health Insurance Calculator
Compare health insurance options and estimate your total healthcare costs including premiums, deductibles, and out-of-pocket expenses.
Insurance Information
Enter your details to calculate health insurance costs
Plan Types
- HMO: Lower costs, network restrictions
- PPO: More flexibility, higher costs
- EPO: No referrals needed, network only
- HDHP: High deductible, HSA eligible
Cost Factors
- • Age and family size
- • Geographic location
- • Plan type and network
- • Deductible and copays
- • Income level (subsidies)
Money-Saving Tips
- • Use in-network providers
- • Consider generic medications
- • Utilize preventive care benefits
- • Compare plan options annually
- • Maximize HSA contributions