Home Affordability Calculator
Determine how much house you can afford based on your income, debts, and down payment using standard lending guidelines.
What is this?
A home affordability calculator determines the maximum home price you can afford based on your income, existing debts, down payment, and current mortgage rates using standard debt-to-income ratios.
Why do I need it?
When should I use it?
Use this calculator before starting your home search, when pre-qualifying for a mortgage, after changes in income or debt, or when comparing different down payment scenarios to optimize your buying power.
Income & Debt Information
Enter your financial details
Include car loans, credit cards, student loans, etc.
Loan & Property Details
Enter loan terms and property costs