The Prepared YouThe Prepared You

Life Insurance Calculator

Calculate how much life insurance coverage you need to protect your family's financial future using multiple calculation methods.

What is this?
A life insurance calculator determines how much coverage you need to protect your family's financial security by analyzing income replacement, debts, future expenses, and existing assets.
Why do I need it?
When should I use it?
Use this calculator when starting a family, buying a home, changing jobs, after major life events, or when reviewing your insurance coverage annually to ensure it meets your current needs.
Personal & Financial Information
Enter your basic financial details
Debts & Family Details
Enter your debts and dependents
Additional Considerations
Select additional expenses to include in your coverage calculation