Safe Withdrawal Rate Calculator
Determine sustainable withdrawal rates from your retirement portfolio
What is this?
A withdrawal rate calculator helps determine how much you can safely withdraw from your retirement portfolio each year without running out of money.
Why do I need it?
The withdrawal rate is critical for retirement income planning. Too high and you risk depleting your savings; too low and you may unnecessarily restrict your lifestyle.
When should I use it?
Use this calculator when planning retirement income, reviewing your withdrawal strategy, or when market conditions change significantly.
Portfolio & Withdrawal Details
Traditional rule: 4% | Conservative: 3-3.5%
Market Assumptions
Conservative: 6% | Moderate: 7% | Aggressive: 8%
Strategy Explanation
Withdraw a fixed percentage each year, adjusting for portfolio value.