Retirement Communities
Discover active adult communities designed for independent seniors who want to enjoy their retirement years with like-minded neighbors.
← Back to Senior Living GuideTypes of Retirement Communities
Age-Restricted
55+ Communities
Legally restricted to residents 55 and older
Benefits:
- • Guaranteed age-appropriate environment
- • Activities designed for seniors
- • Quieter, more peaceful atmosphere
- • Property tax advantages in some areas
Considerations:
- • Strict age requirements for all residents
- • Limited resale market
- • May feel isolated from younger generations
Age-Targeted
Active Adult Communities
Designed for seniors but allow younger residents
Benefits:
- • More flexible age requirements
- • Broader resale market
- • Intergenerational interactions possible
- • Often more affordable
Considerations:
- • May have families with children
- • Activities may cater to broader age range
- • Potentially more noise and activity
Common Amenities & Features
Recreation & Fitness
- • Golf courses and driving ranges
- • Swimming pools and spas
- • Fitness centers and group classes
- • Tennis and pickleball courts
- • Walking and biking trails
- • Yoga and meditation spaces
Social & Cultural
- • Clubhouses and community centers
- • Libraries and computer labs
- • Arts and crafts studios
- • Theater and performance spaces
- • Game rooms and card rooms
- • Social clubs and interest groups
Practical Services
- • Landscaping and maintenance
- • Security and gated access
- • Concierge services
- • Transportation services
- • On-site dining options
- • Package and mail services
Understanding Costs
Initial Costs
Purchase Price
Home prices vary widely by location, size, and amenities. Research comparable sales in the area.
Closing Costs
Typically 2-5% of purchase price, including inspections, title insurance, and legal fees.
Moving Expenses
Professional movers, temporary storage, and utility setup costs.
Ongoing Costs
HOA Fees
Monthly fees covering amenities, maintenance, and services. Can range from $100-$800+ per month.
Property Taxes
May be lower in age-restricted communities in some states. Research local tax benefits.
Utilities & Insurance
Standard homeowner expenses, though some utilities may be included in HOA fees.